Negative Commands

A negative command adds the word don’t before the simple verb.

Negative Indirect Command

Add the word not before the infinitive verb to make an indirect command negative.

Non-Newtonian Fluids

Fluids which does not obey Newton's law of viscosity

Newtonian Fluids

Fluids which obey Newton's law of viscosity

Natural gas vehicles (NGV)

Vehicles driven by natural gas instead of liquid gasoline. Traditional internal combustion engines can be adapted to burn natural gas, with a large part of the converstion stemming from different fuel storage requirements.

Nanocomposites

Nanocomposites are materials that are created by introducing nanoparticulates (often referred to as filler) into a macroscopic sample material (often referred to as the matrix).

Null Matrix

A matrix of any order whose all elements are zero is called a null matrix.

Noun Clause

A noun clause is a group of words which contains a subject and a a predicate of its own and does the work of a noun.

Noun Phrase

A noun phrase is a group of words that does the work of a noun

No Frills’ Account

‘No Frills ‘account is a basic banking account. Such account requires

either nil balance or very low minimum balance. Charges applicable to

such accounts are low. Services available to such account are limited.

Non Co-planar

The things which are not present in the same plane are called non co-planar.

Non Co-linear Points

The things (points) which are not present in the same line are called non co-linear points.

Non Co-linear

The things (points) which are not present in the same line are called non co-linear points.

Null Set/ Empty Set/ Phi set

The set which does not contain any element is called a null set.

Non-Fund based facility

Non-fund based facilities are such facilities extended by banks which do not

involve outgo of funds from the bank when the customer avails the facilities

but may at a later date crystallise into financial liability if the customer fails

to honour the commitment made by availing these facilities. Non-fund based

facilities are generally extended in the form of Bank Guarantees, Acceptances

and Letters of Credit.

Noun

A noun is the word used as the name of a person, place or thing

Nomination Facility

The nomination facility enables the bank to: make payment to the nominee

of a deceased depositor, of the amount standing to the credit of the depositor,

return to the nominee, the articles left by a deceased person in the bank’s

safe custody, release to the nominee of the hirer, the contents of a safety

locker, in the event of death of the hirer.

Non Performing Asset

A Non Performing Asset (NPA) is a loan or an advance where

i) interest and/ or installment of principal remain overdue for a period of

more than 90 days in respect of a term loan.

ii) the account remains ‘out of order’ in respect of an Overdraft/Cash

Credit (OD/CC).

iii) the bill remains overdue for a period of more than 90 days in the case

of bills purchased or discounted.

Net worth

Net worth means sum of Capital and free reserves minus accumulated

losses.

National Electronic Funds Transfer

National Electronic Funds Transfer (NEFT) system is a nation-wide funds

transfer system to facilitate transfer of funds from one bank branch to any

other bank branch in the country.