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Sunday, January 6, 2013

Consumer - Credit, Durable, Goods, Surplus




Consumer Credit
Refers to a loan, which is given to the consumer for a short period of time, for the purchase of a specific commodity. This can take the form of hire purchase or be in the form of a personal loan from a bank.

Consumer Durable
A commodity of relatively long life, like a refrigerator or a washing machine, as distinct from, say foodstuffs.

Consumer Goods
Products in the actual form in which they reach domestic consumers.

Consumer's Surplus
Means the excess of the price which a person would be willing to pay rather than go without an article over that which he/one actually pays; it may be termed as consumer's rent.

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